Preheader

 

Get A Quote About FAQ Contact Home Page
 


Auto Home Business Life

Frequently Asked Questions

Below are some of the frequently asked questions we receive.  If you have any other questions or concerns, please feel free to contact us via the web, or come and visit us at a location near you.

  1. What is a deductible?
  2. Is a deductible paid only once?
  3. What is an exclusion?
  4. What is a certificate of insurance?
  5. What does "Limits of Liability" or "Limits of Coverage" mean?
What is a deductible?
A deductible is the monetary portion of a claim which the policy holder is responsible for paying. 

Back to Top

Is a deductible paid only once?
No, each claim usually has a separate deductible.

Back to Top

What is an exclusion?
An exclusion is a clause in the insurance policy that describes what is not covered. 

Back to Top

What is a certificate of insurance?
A certificate of insurance is a widely accepted form that provides evidence of insurance coverage to other people. 

Back to Top

What does "Limits of Liability" or "Limits of Coverage" mean?
This is the amount of money that the insurance company will pay for claims. Insurance policies have different types of limits: some limits are for each event, some are for each claim, and some are the total aggregate of all claims during the policy period. 

Back to Top


Home
About Us
Get a Quote
Customer Service
Newsletter
Contact Us
Auto & Home 
Power Sports
Business 
Life & Health
Hylant Headquarters
811 Madison Avenue
Toledo, OH 43604
Contact Us
Phone: 800-741-3490
Fax: 734-741-1850
How Can We Help You?
or call us at
800-741-3490
Get A Quote My Policy Location Insurance Website Builder Facebook Twitter LinkedIn Facebook Twitter LinkedIn